Thursday, December 24, 2009

Homeowners Insurance Quotes Why Do Insurance Companies Ask If Your House Is Within City Limits, To Give You A Homeowners Insurance Quote?

Why do insurance companies ask if your house is within city limits, to give you a homeowners insurance quote? - homeowners insurance quotes

Fire safety is an important issue for the insurance industry. The location of the house and a better protection against fire is a lot to do with the cost of insurance.

8 comments:

Mark P said...

Insurance companies use the so-called CIS Reports That way you can know them, what area you are in the CIS, the Note, 1.9 Example 3-4, is that his normal shift and 9 from a farm. If you live outside the city limits, but they have a hydrant in 1000, with feet and a fire within 2 miles, not really great. However, your insurance agent should know that the fire is the answer. In the next few years, insurance companies use to replace a number code, the CIS will. You must be an agent of the local community, so no need to know this issue to find. Find a shop steward and is ready to help you with all your questions, better to try to save a few euros. When shopping for homeowners insurance you can learn more about the car as well and try to use the same company that saves to keep money.

Injun said...

Depending on where you live, your prices can be higher or lower. If you are in the city, their prices are usually higher ...

wishbone... said...

- Ask your insurance company, believe me, they will be happy to answer your exact question.,
http://www.insurancepolicy.com

DFK said...

The prices are for the development of the type of fire protection. Plus you are near a fire risk and the best rates. If you lived 20 miles from where it would be the next fire department more time to react. In your city ... if you do a better class for qualifying.

tylernmi said...

It is very important because they, and you need to know where water and land of the fire. For example would be if you served in the tools and volunteer fire department. Costs more than in a city with a fire hydrant on the corner. Best wishes to be, sure.

larsgirl said...

In many cases it has to do with the Department of Fire response time and / or the availability of a paid fire department.

If you live in a metropolitan area with a paid fire department, and postal code shows a response time of 3 minutes or less, and a fire hydrant in 1,000 feet of the house .... .. Your insurance is much cheaper than me, because I too live in the province, despite the nearby town that services our area is opened, the response from my area, 8 to 10 minutes. faster and better water quality would be in our pool, we have a septic system and water pressure for the rest of the house is not big .. no fire hydrants.

the city limits is a big problem.

mbrcatz said...

An important factor in the rate of property, the code "fire". If you are in town, has a public fire department within 5 miles of home, probably. If your house is burning, the fire department a few minutes to connect to a water supply.

If you in the ass in the world could 20 minutes before the children of the volunteer fire department arrived, and water can be pumped into the car. Enough time for a house burns to the ground.

That is why they ask.

mbrcatz said...

An important factor in the rate of property, the code "fire". If you are in town, has a public fire department within 5 miles of home, probably. If your house is burning, the fire department a few minutes to connect to a water supply.

If you in the ass in the world could 20 minutes before the children of the volunteer fire department arrived, and water can be pumped into the car. Enough time for a house burns to the ground.

That is why they ask.

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